American
Credit has helped consumers improve their credit profile by working with
consumers to remove or correct any inaccurate items (such as bankruptcies,
repossessions, foreclosures, late payments, student loans, identity theft,
collections, settlements, charge-offs, judgments, tax liens, etc) from
their credit reports. We offer consumers credit education and 3 rounds
of dispute cycles that integrates the industry's best practices. We offer
hope to consumers looking to improve their financial health and work towards
achieving their financial dreams and goals.
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It's
the law! Information about you must be accurate and verified before it
is entered on your credit reports! If "reasonable procedures"
have not been correctly followed by your creditors or the credit reporting
agencies, then any verified inaccuracies must be removed from your credit
reports as defined in the Fair Credit Reporting Act (FCRA).
The Fair Credit Reporting Act (FCRA), which is enforced by the Federal
Trade Commission, is designed to promote accuracy and ensure the privacy
of the information used in consumer reports. That's where we come in,
We help ensure your rights guaranteed to you by federal and state law.
The FCRA's primary protection requires that CRAs follow "reasonable
procedures" to protect the confidentiality, accuracy, and relevance
of credit information. If "reasonable procedures" have not been
correctly followed, then any verified inaccuracies must be corrected or
removed. We provide consumers hope they would not ordinarily have by ensuring
these "reasonable procedures" are followed through our service.
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